Oakland Bankruptcy Attorney

Need Debt Relief? Bankruptcy Might Be An Option. Call Today to Find Out!

When you're going through a particularly difficult financial situation, it helps to know you can have a support system guiding you through each step involved. The Fuller Law Firm, PC understands that overcoming debt can be an uphill battle—but it doesn't have to be when you choose to work with bankruptcy attorneys who have a thorough understanding of the law. 

Our legal team has filed over 2,500 bankruptcy petitions for clients like you. You can rest assured we have the experience and knowledge necessary to get your financial problems under control. We understand that you could be facing home foreclosure, managing stressful creditor harassment, or dealing with the harsh reality of having your car repossessed, making it harder to sustain employment and live life as you should. Our bankruptcy lawyer in Oakland, CA can help you avoid these unpleasant scenarios and may even be able to take steps to reverse actions that have already been taken against you.

We've included information on this website on most aspects of Chapter 7 bankruptcy and Chapter 13 bankruptcy, as well as answers in response to questions that our clients frequently ask. While we hope these resources are helpful to you, the only way our Oakland bankruptcy attorney can truly gain an understanding of your specific situation is to speak directly with a lawyer and provide the information about your financial troubles.

Contact The Fuller Law Firm online or call (408) 465-4472 to schedule a free initial consultation with an Oakland bankruptcy attorney. Flexible hours are available and we offer services in English, Cantonese, Mandarin, Persian (Farsi), and Spanish.

Assisting in All Matters Tied to Bankruptcy

At The Fuller Law Firm, PC, our attorneys have nearly 30 years of experience. With our thorough understanding of bankruptcy, not only can we assist you in finding the correct type of bankruptcy for your situation, but we can also help you with matters related to bankruptcy such as:

• Wage garnishment
• Car repossession
• Tax liens

Serving the East Bay for Over 25 Years

We're proud to help our community in Oakland with bankruptcy issues. Debt relief is possible, and we make sure to sit down with you and explore your many options. With more than 25 years of experience, we have seen many different types of cases. No challenge will be too complex for us to handle. Bring your questions to us, and we can work with you one-on-one to ensure you get all the answers you need.

Our Oakland office is located at the following address and is only available via appointment: 

300 Frank H. Ogawa Plaza, Suite 224   
Oakland, CA 94612

If you are seeking relief from the burden of debt, contact a bankruptcy lawyer in Oakland, CA at The Fuller Law Firm, PC today.

Speak to an Oakland Bankruptcy Lawyer

If you face insurmountable debts, your decisions today can impact you and your family's well-being for years to come. Don't risk making an uninformed choice that could make it even more difficult for you to provide for your family in the future. We know you're facing a tough situation, but you don't have to face it alone. Call The Fuller Law Firm, PC to set up a free case review with a bankruptcy lawyer in Oakland, CA. We are ready to work on a strategy that is best suited for your financial situation.

Call (408) 465-4472 or contact us online for a free initial review with a bankruptcy attorney in Oakland at The Fuller Law Firm, PC.

Frequently Asked Questions About Bankruptcy in Oakland

What Are the Key Differences Between Chapter 7 & Chapter 13 Bankruptcy?

The major distinction between Chapter 7 and Chapter 13 bankruptcy lies in the method of debt resolution. Chapter 7 bankruptcy involves liquidating assets to pay off debts, making it suitable for individuals without significant assets who are unable to repay their debts. Conversely, Chapter 13 bankruptcy allows debtors with steady income to repay debts gradually through a court-approved repayment plan. This option is ideal for those looking to retain their assets while restructuring their debt obligations. Understanding these differences is crucial, as choosing the wrong path could affect your financial future. Our team can help clarify how each chapter applies to your unique circumstances and guide you toward an informed decision.

Will Filing for Bankruptcy Affect My Credit Score?

Filing for bankruptcy does have a significant impact on your credit score, often lowering it considerably. However, for many, filing may be the first step toward financial recovery. A Chapter 7 bankruptcy remains on your credit report for up to 10 years, while a Chapter 13 bankruptcy can appear for up to 7 years. Despite this, successfully completing a bankruptcy process can help you rebuild your credit by consistently managing new credit accounts responsibly. At The Fuller Law Firm, PC, we provide guidance on rebuilding credit post-bankruptcy and strategies for financial stability.

How Can I Protect My Assets During Bankruptcy?

Protecting assets during bankruptcy is a significant concern for many of our clients. Exemption laws protect certain types of property from liquidation in Chapter 7 bankruptcy. These exemptions vary by state, and in California, they offer protections for assets like your home, vehicle, and basic necessities. In Chapter 13 bankruptcy, your assets are generally not liquidated; instead, you create a manageable repayment plan that considers your living expenses. Our attorneys help you understand these protections and guide you through the exemption process to safeguard your assets effectively.

Are There Alternatives to Bankruptcy?

In some cases, bankruptcy might not be the only solution to financial distress. Alternatives such as debt settlement, debt consolidation, and credit counseling can sometimes provide a viable route to manage debt without declaring bankruptcy. Debt settlement involves negotiating with creditors to reduce the total amount owed, while debt consolidation merges multiple debts into a single loan with a lower interest rate. Credit counseling offers financial education and budgeting advice to help you manage your debts more effectively. Our knowledgeable team at The Fuller Law Firm, PC can help you explore these options and determine which might best suit your financial needs.